We have a vast number of Companies that we represent. This gives our office the opportunity to design the coverage needs for your protection.
Bonds are a means to guarantee that an individual/family or business entity will perform according to the specifications of a contract, ordinance or other requirement.
Builders Risk Insurance can cover a Building and usually the material during construction.
If you have an Automobile or Autos that are titled in the name of your business or if you or your employees use personal vehicles to conduct business you need to have this listed on a Business Auto Policy. This will protect your business against injuries to others and/or damages to property as a result from your business auto use.
Commercial General Liability
The Commercial General Liability provides broad protection from risks arising from your premise(s) or operation(s).
Commercial Package Policy
A Commercial Package Policy is a type of business policy that can bundle coverage together for various lines such as Liability, Property, and sometimes Commercial Auto.
Commercial Property Coverage
Provides coverage to your Business property or properties such as Building coverage, Business Personal Property (contents) and business records.
Gives Protection to cover your other underlying Policies, such as General Liability, Commercial Auto and Workers’ Compensation.
Directors and Officers Liability
This covers the board members of an association or organization should the board need legal protection for the decisions that they have made.
Employment Practices Liability
This coverage protects employers for the various employment liabilities that can arise, such as sexual harassment, wrongful termination, failure to promote or hire, emotional distress, discrimination and invasion of privacy.
Garagekeepers Legal Liability
This Liability covers businesses that have a “Garage” type exposure such as repair shops, auto dealers, parking lots, any business with a valet parking service, and towing services.
This coverage protects the employees of a company for injuries that occur during their employment. This coverage is usually mandatory for employers by most states.
Personal Lines Insurance
Homeowner, Condominiums and Renters
Coverage needed to protect the insured who resides in a premise that they own, or for individuals who rent a Home, Condo or Apartment.
Covers your vehicle that an individual or family owns for such things as liability, medical payments, comprehensive and collision coverage.
Coverage very similar to the Auto but only for All Terrain Vehicles
Coverage also very similar to the Auto but just for Boats, Jet ski’s or Yachts.
Coverage designed to insure residence you own or have a financial interest in but do not live in (rent out).
Farm and Ranch
This Coverage protects small (part-time) to large scale agribusiness.
Provides coverage for homes that are susceptible to ground water floods. This can even include areas out of the floodplain.
Provides liability coverage to your Home, Autos and or anything that you have listed under your personal policies that this needs to stack over.
This coverage can be for campers, fifth wheel, motor homes, RV’s, travel trailers. The coverage is set up unique to tailor to what the recreational vehicle includes.
Individual Health Insurance
Insurance Plans to protect you for your own health risks.
Long Term Care
Coverage provided to pay the cost of daily living assistance during periods or serious illness or disability.
Short Term Care
This coverage removes the risk of potentially catastrophic financial loss due to unexpected illness or injury.
Coverage for businesses with two or more employees.
This type of policy and the limits depends upon ones financial goals. This coverage is provided in case of financial loss that would have been assumed to have been in place had this individual not passed away.
Protects an individual if they should need daily living assistance during periods of disability.